BNC National Bank mortgage review: Positive customer reviews, wide variety of mortgages

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BNC National Bank offers conforming, FHA, VA, USDA, jumbo, and specialty mortgages.

The bottom line: BNC National Bank Mortgages has mortgage options for a wide variety of borrowers, including specialty loans for those with unique needs. It also makes it easy to get preapproved quickly, and it has very good online customer reviews. But it doesn’t disclose its rates or fees online.

Overall lender rating

Insider rating (out of 5)

Loan types


Customer satisfaction



Pros and cons


Fast preapproval

Offers specialty mortgage types, including manufactured home loans

Only has five physical branch locations
You’ll need to get preapproved to see rates and fees

BNC National Bank mortgage interest rates and fees

BNC National Bank doesn’t disclose its interest rates or lender fees online, which makes it difficult for borrowers to get an idea of what they might pay without talking to a loan officer or submitting their information for preapproval.

Some lenders display sample rates online and even provide tools to let potential borrowers see customized rates based on their credit and the type of loan they want. Though the rates displayed might not end up being exactly the rate you get, it can help you understand the range of rates that lender offers. 

Compare to other lenders
BNC National Bank vs. Chase


Types of mortgages

Conforming, FHA, VA, USDA, jumbo, specialty loans

Types of mortgages

Conforming, jumbo, FHA, VA, HELOC, Chase DreaMaker

Standout feature

Specialty mortgages

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DreaMaker mortgage

BNC National Bank Mortgages
Chase Mortgage

Chase is one of our favorite mortgage lenders, particularly for low-income borrowers, thanks to its DreaMaker mortgage and down payment …read more

Source:: Businessinsider

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