The best CD rates of September 2022

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The best CD rates for September 2022

Best rates for a 1-year term

CD account
APY
Minimum deposit

Marcus High-Yield CD
2.70% APY
$500

Ally High Yield CD
2.75% APY
$0

Synchrony Bank CD
2.75% APY
$0

Crescent Bank CD
2.90% APY
$1,000

Capital One 360 CD
2.75% APY
$0

Barclays Online CD
2.70% APY
$0

Best rates for a 2-year term

CD account
APY
Minimum deposit

Capital One 360 CD
3.00% APY
$0

TIAA Basic Certificate of Deposit
3.05% APY
$1,000

Synchrony Bank CD
3.00% APY
$0

Crescent Bank CD
3.40% APY
$1,000

Capital One 360 CD
3.00% APY
$0

Barclays Online CD
3.00% APY
$0

Best rates for a 3-year term

CD account
APY
Minimum deposit

Synchrony Bank CD
3.10% APY
$0

Capital One 360 CD
3.10% APY
$0

Marcus High-Yield CD
3.10% APY
$500

Crescent Bank CD
3.50% APY
$1,000

Capital One 360 CD
3.10% APY
$0

Barclays Online CD
3.10% APY
$0

Best rates for a 4-year term

CD account
APY
Minimum deposit

TIAA Basic CD
3.15% APY
$1,000

Capital One 360 CD
3.15% APY
$0

Marcus High-Yield CD
3.15% APY
$500

Crescent Bank CD
3.55% APY
$1,000

Capital One 360 CD
3.15% APY
$0

Barclays Online CD
3.15% APY
$0

Best rates for a 5-year term

CD account
APY
Minimum deposit

Synchrony Bank CD
3.50% APY
$0

Capital One 360 CD
3.25% APY
$0

Marcus High-Yield CD
3.25% APY
$500

Crescent Bank CD
3.60% APY
$1,000

Capital One 360 CD
3.25% APY
$0

Barclays Online CD
3.25% APY
$0

Best rates for a no-penalty CD

CD account
APY
Minimum deposit

Ally No Penalty CD
2% APY
$0

Marcus by Goldman Sachs No-Penalty CD
0.35% to 1.95% APY
$500

CIT Bank No-Penalty CD
CIT Bank No-Penalty Certificate of Deposit (CD)
$1,000

America First Flexible Certificate
1.70% APY
$500

Best rates for no opening deposit

CD account
APY
Minimum deposit

Ally High Yield CD
Ally High Yield Certificate of Deposit
$0

Capital One 360 CD
Capital One 360 Certificate of Deposit®
$0

American Express Certificates of Deposit (CDs)
American Express® Certificate of Deposit
$0

Barclays Online CD
Barclays Online Certificate of Deposit
$0

CD rates at the largest US banks

Bank
APY
Next steps

Citibank
0.05% to 2.85% APY
Citibank Citibank Fixed Rate Certificates of Deposit (CDs)

Capital One
1.65% to 3.25% APY
Capital One Capital One 360 CDs®

PNC Bank
0.01% to 0.04% APY
PNC Bank PNC Fixed Rate Certificate of …read more

Source:: Businessinsider

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